Our Company

J Bottom & Associates Ltd is an government-licensed insolvency and financial restructuring firm that specializes in bankruptcy and debt management solutions for individuals and companies who are experiencing financial difficulties. With over 55 years cumulative experience, we provide knowledgable, simple, and practical solutions to overcoming your financial challenges.

Our Team

We deliver customized solutions and action plans to best manage your debt load, whether personal, business, or tax debt. As a team, we are committed to providing only the highest quality of professional service, empathy, compassion, and respect. We will answer all your questions honestly and are quick to provide solutions and support. Our clients appreciate our extensive experience and knowledge in handling a multitude of complex issues with simplicity and ease.

John Bottom, Founding Partner & President

Licensed Insolvency Trustee

John is the founding partner and President of J Bottom & Associates Ltd, is a Licensed Insolvency Trustee and Proposal Administrator, a member of the Canadian Association of Insolvency and Restructuring Professionals, and a Chartered Accountant. For over 40 years, John has been involved in a wide range of personal and corporate insolvency and restructuring engagements. He has established close ties to the local community by delivering numerous presentations on debt management solutions to individuals and professional organizations and built trusting relationships with his clients by offering knowledgable, genuine support.

David Bottom, Vice President

Licensed Insolvency Trustee

David is the Vice President, a Licensed Insolvency Trustee and Proposal Administrator, and is a member of the Canadian Association of Insolvency and Restructuring Professionals. With over 10 years experience at the Company, David has enjoyed growing his knowledge and relationships with clients - taking pride in guiding them from feeling scared about their finances through focusing consumer debtor related issues, and small business practices.

Mandy Gounder

Senior Estate Manager

Mandy is an Insolvency Estate Manager and a Qualified Insolvency Counsellor with four years of insolvency experience. Mandy assists individuals with their debt resolution options and manages the office and bookkeeping systems.

Deanna Morency

Estate Manager

Deanna is enrolled in the CAIRP Estate Management Program as well as the Qualified Insolvency Counsellor Program located in the New Westminster office of J Bottom & Associates Ltd. With over 7 years in high risk lending and 2 years of insolvency experience, Deanna provides individuals assistance with their debt management options.

Our Approach

We are here for you every step of the way. We support every client with empathy, truly listen, and design solutions that will help you get a fresh start NOW.  Our goal is to help you obtain financial freedom in the best possible way.

Our Clients

We have been serving clients for over 55 years, focusing on debt solutions for both personal and corporate insolvency and restructuring proceedings in a variety of industries.

I highly recommend Bottom & Associates as bankruptcy trustees. If you want to make the bankruptcy process as painless and as quick as possible, go with them! He presented me with all possible options and helped me take an informed decision. I was impressed with his knowledge of the bankruptcy process. By speaking with David, I realized he is highly qualified and with experience in the field. I found the whole team professional and accommodating. They made the whole process as smooth and easy.

Unbelievable people. David is as stand up a guy as you will ever deal with.

Excellent service and they go the extra mile for their clients which does not happen a lot these days.  I would highly recommend their firm.

To me, nothing had felt scarier or more embarrassing than to acknowledge that we were getting deeper into debt everyday. I felt like we were living a lie to everyone around us, it was impacting our marriage, my self-confidence, everything. The only thing holding me back was being scared to make the call and schedule a meeting. It made it all more real. But I got brave and knew that with one call my life would turnaround. And it did. David made me feel immediately comfortable and I never felt judged or small. In fact, I left our first meeting feeling proud that I had acknowledged the problem and was taking steps to move through it. I would recommend David and the team to anyone who feels even slightly uneasy about their financial situation. Best call I ever made.

I have my own window cleaning business and neglected a few financial responsibilities dealing with workers and taxes. I was receiving phone calls so often I changed my number. My mail was bills that were in excess of $100,000.00  My bank accounts were closed and emptied.I called Bottom and Associates to set up a meeting. When I met David, he explained to me what my next options would be. I filed for bankruptcy and religiously followed the rules set to my by David. Days later my accounts were cleared, the debtors stopped harassing me and I was back to work. I learned how to keep track of my spending and keep a monthly list of my expenses for tax purposes and GST remittance. It really was a life changing experience and I am grateful to Bottom and Associates for their help. Since I have referred 4 of my friends who have had the same problems and they all will back everything I have said here. Good luck with all your troubles. These Guys can help.

David Bottom is very professional and committed to helping his clients.